Wednesday, June 20, 2012

I'm feeling very stressed this week. Not all of it is bad stress, just stress.

I'm moving next weekend. That is exciting and I am thrilled over the moon. It's a good thing, but moving always adds stress. Especially since I'll be out of state when I'm supposed to be moving. Which brings me to my big stress, a car.

My senior year of high school, my parents bought me a car. I love that car so much. Back in like November of 2010, I broke that car. Broke it to death. I completely destroyed the engine and it took us until very recently to get a new engine.

We thought it was just take the new engine and I'd get my car back, but that is far from the case. My dad has done hours of research and even more hours of work on my precious car. It has me worried to death because now I'm sure I broke it for good.

I am a lot like my mother, I worry. I worry a lot. Ask Emmitt, he'll confirm it. I've been scared that my car wouldn't get working and in that time, I've moved on. I've been looking at used vehicles within an affordable price range. The problem is, I can't get financing.

I have never had a credit card and I will not get one. I have never had a loan either so I have zero credit. I've been with my credit union almost all of my life so I was hoping they could help me out. Even with their highest interest rate, I can afford the monthly payments and have it paid off within 36 months. BUT, I have a new job. So they can't do anything without a cosigner.

No one else will help me without a cosigner.

Unless I can give a 40% down payment.

I don't have a 40% down payment right now and I'm trying to save for something else that will be very expensive so I don't know when I'd even be able to have that. I've been losing a lot of sleep. I'm tired and stressed and I think I may be giving myself an ulcer. So that sucks.

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